Because I miss him…

So, I looked and listened to our first anniversary video collage:

1st Anniversary Tribute_10 August 2010

 Result?

I end up missing him more…

Catching Up on My Blog Entries – PLUS Pictures!

I just noticed on the date today, it’s already the 27th! And I looked on the day I started with my 30-day blog challenge, which was on the 5th.  So, shouldn’t it be that I’m already on the Day 22 of my 30-day blog challenge???

Naah…

hehe… I have totally forgotten about the day – wherein I am being occupied by work and other related topics that I free flowingly write on.  One of the things that I recently spend time on is photography.  Just this Saturday, I got a chance to have my first photography class – to know more about my camera features (apperture, shutter speed, lighting, the likes). 

Some of my shots are:

Day 14: What do you like most about yourself?

Aherm.

• I love my positive outlooks in life, which I also owe to the values that my parents instill in me since I was a child.
• I like my being bubbly persona [which sometimes, I wonder if I’m already overflowing with it.]
• I live by this simple principle: Live. Love. Laugh.

 Keep learning and keep moving forward!

Cheers,
Lyn-Lyn _(“,)/

Dieting with My Fitness Pal

Alright..fine. I’m taking my diet seriously NOW.  If then, I really don’t care am not conscious about this whole dieting that my friends keep on talking about even way back college days, now I am taking action to get my slim body back! (And it’s really serious.)  [ows?]

Yeah, I have to… being that this is also one of the plans I look forward to accomplish for the next 365 days (I wrote it here.)  Just tonight, I downloaded from Android market My Fitness Pal, it is a free application to keep track our calorie intake and provide us a diary diet to check if we are on track with our desired weight.

Source: myfitnesspal.com

 

The application is very easy to use.  Before the final stage of signing up an account with them, it will ask you questions such as your desired goal weight, your height, age, PLUS it has gazillions of food that you can research on, which can easily provide you with the corresponding calories. 

Weighing the Opportunity Cost

Debt management or getting out of debt is one of the firsts to do’s in making one’s personal finance better.  For the last couple of months, I have heard of friends who are down with debt and are troubled on how they can make both ends meet.  As they say, never pay a debt with another debt, otherwise you will just end up yourself circling around in just the same roller-coaster ride.

Increase your cash flows
Increasing our cash flows is a first step to pay off debts.  How? There are a number of simple ways, like getting into sideline business (ie: prepaid e-load cards), part-time jobs, the likes.

Your additional cash flows can be used either to:

1. Put money in your savings account or emergency fund;
2. Put into long-term savings, equity investments, mutual funds or retirement fund;
3. Put up business or real estate investments;
4. Pay-off debts

Building trust by paying your debts
Let me focus on the bullet #4, which is to pay-off debts.  Most of the time, people tend to “forget” the debts that they owe to other person when they have enough cash on hand –which will really create a bad impression because this means that you are not trustworthy enough to give the money back to the one who lends you during those time you need it most.

Trust, in every relationship, (yes even in debtor-lender relationship) plays an important role.  You may have money now, but there comes a point that when you’re in the brink of needing extra cash again, nobody will lend you because you were not faithful enough to pay it then.  Do you think you will be able to borrow money again? I doubt it.

London by Next Week

Excited to be in London next week! ^_^

I pray:

• for a clear blue sky for travel [it was foggy last night and most of the flights were cancelled]
• an approved Schngen visa for the Europe travel this coming Easter. And I wish it’s going to be a year worth of Visa. ^_^ [Ang chismis kasi ng mga peeps eh one year na ang longest na binibigay ng French embassy. E-wish natin na bigyan ng mas matagal, pra mka-bongga ng travel. Haha!]
• approval from my manager that I will not be working on Friday next week to go to mainland London. :) *super wisha-wish pray for this* [otherwise, mapapalo ako sa pwet dahil busy season eh gumagala ako]

By the way, here are a few bits of my London escapade taken over 9 months ago, a day before the Royal Wedding last April 2011:

 

Get the flash player here: http://www.adobe.com/flashplayer

More pics coming up! \(“,)/

 

Cheers,
Lyn-Lyn

 

Home + Hope

Source: catjuan

 

+

Source: happythings

 

…just letting the pictures say what my words cannot. :)

Day 13 : Have you ever had your heart broken? Have you ever broken a heart?

Yes.

..and Yes. 

- - - - -

I never want to elaborate further because they are part of my past now.
Just learn from them.

 

 

Day 12: If you could wish for anything that would come true, what would you wish for?

Answer: World Peace.

..and it’s not just a Miss Universe answer. It really is what I am wishing for. ^_^

I am pro-peace – because it is priceless. 
No sleeping pills can tantamount to having a peaceful mind at night.
It calms the heart of people living in war zones – no bullets to fear of, that will strike their homes at night.
No cries at night. No fear for the future.  No families that will be deprived of a loved one.

Source: mosaicstlouis.com

With peace, there will be more laughters. More fun. More joys. More hope.

Day 11: Who can’t you live without?

It’s pretty obvious.  I can’t live without…who?!?! :p

It sums up with relationships, really.

• Relationship with family – my parents, brothers, and extended families
• Relationship with my friends (bf, barkadas, gurlfriends)
• Relationship with my church mates
• Relationship with my work colleagues (though I can live without it, hahaha!)
• Relationship with my community

Top 10 Tips to Successful Investing!

Here’s 10 quick tips to get you started on investing and creating your winning porfolio!

1. Start Early

The only way you can make the most out of the limited time you have is to start early. The sooner you invest, the more time your money will have for growth. If you delay, you will almost certainly have to invest much more to achieve a similar result. Let the power of compounding work for you.

2. Keep Some Cash Aside

It is always a good idea to have some money set aside in case of emergencies. Maintaining six to nine months worth of living expenses will insulate you from a sure fire formula for investment loss – distress selling.

3. Know Your Risk Profile

What is the point of investing in the stock market if you are going to lose sleep, or a heart attack (whichever comes first) every time prices go through a rough patch. You need to be realistic about your risk appetite. An investment advisor can help you determine your tolerance for risk.

4. Never Forget About Inflation

Don’t fall into the false sense of security that very conservative investments might give you. The returns may look respectable at the start but not after you deduct the effects of inflation. Keep in mind that risk is not just about losing money. It is also about not having enough in the end.

5. Think Carefully About How Long You Can Stay Invested

If you plan to stay invested for a long period of time, say five years or more, then it is okay to get into the stock market and let your money work harder for you. But if you will need your funds very soon, you are going to be better off with low risk investments.

The Basic Rules of Investing by Robert Kiyosaki

For a month now, I am browsing through each chapter, reading and re-reading and getting the best thoughts and great words I am learning from one of my first financial mentors: Robert Kiyosaki.

Sunday = Family Day

 

Skype date with parents and younger bro.
FB chat with elder bro.
And texting with bf. :D

Day 10: A dream for the future

The thing/event that will happen to me in a span of an hour from now would already be a future, isn’t it? [hahaha, pilosopa lng.]  So that means I am asleep and in dreamland already. Hahahaha!

Seriously (eherm), I believe that when we say “future” here, we refer to a longer timeframe, say 5 years, 10 years, 20 years or 50 years from now, right? Uhm…

Here is my list for the future:

• Get married, have 3-4 kids (I still dream of having twins, really). ^_^
• Enjoy a happy, blissful, ups-downs, loving, healthy, God-centered marriage and family life.

Spending Saturday Morning

I’m glad to be back in my own apartment and in my own room.  I wake up early today and wait for the sunrise and go out of the neighborhood to take some great photos. ^_^

Here they are:

Get the flash player here: http://www.adobe.com/flashplayer

Keep learning and keep moving forward!

Cheers,
Lyn-Lyn \(“,)/

Day 9: Hopes, dreams and plans for the next 365 days

“Winners are planners.” – Bo Sanchez

Finally! My favorite day that I am looking forward to write something down to. 

My hopes, dreams and plans for the next 365 days:

• Learn and take action on photography.  I would love to take great pictures of landscapes and people!  Over the weekend, I’ll ask the best photographer in town when we can begin our photography class.
• Travel to nearby European countries
• Get a Schnegen Visa for the Europe travel this coming Easter (Please do pray that my visa will be approved.)  My appointment with the embassy is scheduled to be 2 weeks from now.
• Be more into communication with my loved ones and friends.

Benefits of Being a Truly Rich Club Member

Last November, I received a notification from Bo Sanchez via the Truly Rich Club that as a member, I am given the privilege to have his newest book, How to Prosper, for FREE! Yey! _(“,)/

This January, in time for Bo’s Overhaul series during the Feast, he announced to the public of the launching of this book.  A week after that, my younger brother informed me of the arrival of the FREE book through LBC delivery in our hometown in Bacolod City.  And since I am out of the country, I asked my brother to scan every page so I can read them. Hahaha! Thanks, bunso! :)

I am still in the first few pages of this book.  In every page, I am again moved and inspired towards achieving my dreams and plans in life.  Bo’s simple practical ways of delivering his message through this book always get my full attention.  The best is that I am able to put into action the message I’ve learned in his every book.  He is my mentor.  He does not know it, yet, but I will let him know, in the coming days. =)

If you also want to enjoy the same benefits, you can join us and be part of the Truly Rich Club.  Just click on the link below.

I want to join Bo Sanchez’ Truly Rich Club :)

The benefits of being a member is being detailed on the webpage.  I am part of it for 10 months now, and through the guidance of the group, I am able to manage my finances, spiritual life, family, relationships and the best of all, I have blessed people abundantly.  The best benefit of being a TRC member is that we are also able to help out with the ministries of the Light of Jesus Community. :)

Keep learning and keep moving forward!

Cheers,
Lyn-Lyn \(“,)/

 

 

 

Day 8: What’s in my handbag/purse

I was having thoughts if I have to show or post this one.  But then, since this is a challenge I set for myself, take a pik-a-boo what’s inside my handbag:

Swim or Not?

It’s still Valentines Day here.. I still got 6 hours before the clock hits midnight. What to do?

Due to the nature of my job, I am “thrown” in a far-away state so I got no familiar face to spend Valentines here. 

At the other side of the world naman, it’s the wee hours in the morning in Philippines so I got no one to talk to or chat to, as well. *ngiawks*

Happy Valentines Day!

Just remembering our first valentines day as “officially us”. 

Day 7: My worst habit

I...
..
. . . overdo, over-use and over-abuse my body capacity and braincells. D nman pinoy henyo. Hehe... It's just what they often say: "The mind is willing but the body is weak," which I do not apply to myself often.

Due to my hyper-active over-energized  personality, I forgot to listen to my body needs and still push myself even when I'm already tired & sleepy. Result: sick-ish. :'(

Just like right now. I requested to be out from work an hour early and be back here at the hotel to take enough rest, because my head's exploding due to headache, my eyes are tired, shortness of breathe, swollen throat and warm body temperature.

Hope to be better tomorrow.

Posted via Blogger for Android

Day 6: A song that makes you cry (or nearly)

There’s only one song…. only one song.

And, it is:

Hi, my name is Sonia

Finally, she agreed to be called MINE!!!! ^_^ 

 

At a freezing cold temperature of negative 4 degrees today, our paths crossed again.  And finally, she agreed to be part of my life. (Hahaha!) 

We are still getting to know each other tonight. :P (aka: I’m still reading the manual of my new baby camera.) Yipeeee! \(“,)/

Day 5: Your dream house

Words and arts would sometimes not be enough to describe in detail how I want my dream house to be. (Oh well, the important thing for me is always no matter what or where the house I lived in, it will be called a home, a place where my family, my kids, grandchildren and great nth grandchildren will always look forward to go back to.).  :)

I Like… :)

 Source: Leilockheart

Keep that positive attitude going!

Cheers,
Lyn-Lyn \(“,)/

Day 4: Something you are OCD about

To be honest, this one is tough.

Let us defined first what OCD means. 

OCD, which is known as obsessive-compulsive disorder, is an anxiety disorder (oh no!) in which people have unwanted and repeated thoughts, feelings, ideas, obsessions, or behaviors that make them feel driven to do something (compulsions). Source: Wikipedia

Waaaaaaaaaah..!

Everything I Need Comes to Me

…Thanks to You, Lord! \(“,)/

Keep going, keep going, keep going..!

Cheers,

Lyn-Lyn _(“,)/

Day 3: A photo taken over 10 years ago of you

Just got back tonight at my hotel room after chillin’ out with some of the Filipinos here at the state where I am currently on audit fieldwork.  Being with them and speaking Tagalog make home just a few distance away. (Dear Friday, please come soon. I want to fly back to my own roooom!) ^_^

For my 3rd day of my 30-day blog challenge, my non-digital over a decade ago pictures are all back home in the Philippines (I’m thinking of putting in our picture during our senior graduation ball, because it was taken exactly 10 years ago, but I can’t find them.)  I just scanned through the album of one of my high school friends and grab our picture during our graduation day, when we were sweet sixteen. :)

Day 2: 20 of my favorite things

Doing my Day 2 challenge is quite challenging as provided by this 30-day blog challenge. [So challenge-ful, huh.] :P

When I woke up this morning, I was already thinking what things I will list down as my most favorite, but nadah.  I found it hard to filter - given that I almost make everything my favorite! As long as a thing gives me joy, it becomes my favorite.  And even in small things, I can always see joy. [I’m mumbling, I know. This is the second paragraph now that I used the same words in every sentence.] ^_^

Without further ado, these are my top 20 favorite things, in random order:

Be Still

Day 1: A photo that makes you happy

Following my 30-Day Blog Challenge, this is my Day 1:

God’s Resolution

It’s already the start of the 2nd week of February and honestly, I have not yet made my resolutions for this year.  All the planning I made are still on my mind – the words are waiting for me to jot them down.  I will make one pretty soon. :)  For now, I want to share this video to everyone:

 

Cold Enjoyable Sunday at the Park

The temperature ranges from 2 to 5 degrees this Sunday noon time.  Since the sun is out and we want to catch some sunrays, my flatmate (Mitch) and I decided to go out of our room, while bringing our laptops with us. Haha! =D

Can I Call You Mine? ^_^

Uhm… err… uhmmm…

 

Since it is the month of February and the month of L-O-V-E…. I just want to know if…

 

The 30-Day Blog Challenge

After months (or years?) of laying my Multiply account to the drain, I decided to check on it and re-read the Multiply account of my friend EClaire (we’ve been friends since elementary).  Sorry, I would not post the link of her blog due to respect of privacy on her part. 

Anyway, I read that she wrote about the 30-day blog challenge, and decided that I also join the game so I would be *encouraged* to update my blogsite daily. ^_^

In Everything, Always Look for the Gold

The other day, I read about a reflection on Didache, a Catholic daily bible reflection published by Shepherd's Voice Publication's Inc., featuring Andrew Carnegie who emphasizes the importance of relationship.

Who is Andrew Carnegie?  He is the richest man in the world.  If you translate his wealth using today's value, he is more than two times wealthier than Bill Gates and Warren Buffet combined. - from Didache Feb 1, 2012 reflection.

Virtual Autograph

            

Keep learning and keep moving forward! 

Cheers,
Lyn-Lyn \(“,)/

Use Your SHAPE!!!

I am part of the Wednesday homegroup (aka: Bible study) here at our place.  Since I am currently outside the state for my fieldwork, we opted to do Skype video conferencing while I’m here at the hotel, so I can still be part of the homegroup (aka: sharing God’s words).  There was internet connection error, but still we managed to put me through by calling me up. (Thank you, friends!) ^_^

Our topic this Wednesday night was about the Purpose #5: Serving God through Ministry from Rick Warren’s Purpose Driven Life book.  This Wednesday night, I learned about the ways on how to serve God through His ministry (aka: church, people, community) through the use of our SHAPE!  [body figure?!!] 

What is S-H-A-P-E?

Towards Being an Entrepreneur

Recently, I have been joyfully re-discovering the history of the passion I got towards being an entrepreneur.  To whoever I get to talk to, I speak about business and investments.  (Sometimes, I wonder if I bore my friend who only wants to speak about her new crush at the office whenever I shift the topic towards getting into business). =p 

Anyway, here is the list I come up with regarding how my “being a business-minded person” history started:

• At age of 8, I was asked by my mother to tend to our super-mini kiosk outside our canteen because there was a big praise and worship weekend encounter nearby.  I would sell the candies, the junk foods, softdrinks, ice water, etc.. to every passers-by (no cigarettes, of course).

It’s More Fun in the Philippines!

On the day that I created this personal site, Lyn-Lyn’s: Living the Life, I also created another blogsite to record the wonderful amazing places in the Philippines.  The low fares offered by our domestic airlines have made it possible for every Juan to explore our beloved country’s tourist destinations.  Check out my Philippine travel website at: iHeartPilipinas.blogspot.com. 

 

 

 

See you there!

 

Keep learning and keep moving forward!

 

Cheers,
Lyn-Lyn \(“,)/